Showing posts with label Debt. Show all posts
Showing posts with label Debt. Show all posts

2016/10/05

Problem-Based Learning--Credit Card-- Debt

Problem-Based Learning--Credit Card-- Debt
By:"Wendy Conklin"
Published on 2014-02-01 by Teacher Created Materials

This problem-based assignment allows learners to problem solve and apply their learning. Written specifically for mathematics teachers, this lesson helps facilitate the understanding and process of writing problem-based lessons.

This Book was ranked 23 by Google Books for keyword credit card.

2016/10/04

Credit Card and Debt Management

Credit Card and Debt Management
By:"Scott Bilker"
Published on 1996-01-01 by Press One Publishing

Which credit card is REALLY offering the best deal? How do you refinance debt using existing credit cards? Why is it sometimes better to use credit cards instead of a home equity loan? How long will it take to pay back ALL your debt? The answers to these and many more questions are contained in this powerful guide to consumer credit management. Using numerous real-life examples the reader is shown how to lower monthly payments, save money on finance charges and reduce the interest rates of loans. By applying these valuable strategies, it is possible to save thousands of dollars!

This Book was ranked 34 by Google Books for keyword credit card.

2016/09/27

The ABCs of Getting Out of Debt

The ABCs of Getting Out of Debt
By:"Garrett Sutton"
Published on 2013-02-28 by RDA Press, LLC

In difficult times, debt can be a matter of life and death, happiness and despair. Controlling your debt can bring order and calm. Mastering debt can bring wealth and success. As bestselling Rich Dad/Poor Dad author Robert Kiyosaki says, “Good debt makes you rich and bad debt makes you poor.” The ABCs of Getting Out of Debt provides the necessary knowledge to navigate through a very challenging credit environment. A Rich Dad’s Advisor and best selling author of numerous business books, Garrett Sutton, Esq. clearly writes on the key strategies readers must follow to get out of debt. Unlike other superficial offerings, Sutton explores the psychology and health effects of debt. From there, the reader learns how to beat the lenders at their own game, and how to understand and repair your own credit. Using real life illustrative stories, Sutton shares how to deal with debt collectors, avoid credit scams, and win with good credit. “The reason Garrett Sutton’s book is so important is that like it or not, debt is a powerful force in our world today. The financially intelligent are using debt to enrich themselves while the financially uneducated are using debt to destroy their lives.”- Robert Kiyosaki The times call for a book that offers hope and education on mastering credit and getting out of debt.

This Book was ranked 3 by Google Books for keyword bad credit.

2016/08/28

How to be More Credit Card and Debt Smart

How to be More Credit Card and Debt Smart
By:"Scott Bilker"
Published on 2002 by Press One Publishing

The most demanded information from DebtSmart?! How to stop the banks from taking advantage of you, get the best lending deals, get financially organized, pick the right mortgage, make more money, finance your next car, personal stories, Q&A, and much more! Scott Bilker, author of ?How to be more Credit Card and Debt Smart,? is also the creator of DebtSmart.com and the author of the best-selling book, ?Credit Card and Debt Management.?

This Book was ranked 26 by Google Books for keyword credit card.

2016/08/27

How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar

How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar
By:"Martha Maeda"
Published on 2010 by Atlantic Publishing Company

Do you struggle each month to make minimum credit card payments? Are you 30, 60, or even 90 days late on several accounts? If so, you aren’t alone. According to a January 2010 report from the U.S. Federal Reserve, there are 609.8 million credit cards held by U.S. consumers, and the average credit card debt per household is $15,519. In the last 12 months, 15 percent of American adults, or nearly 34 million people, have been late making a credit card payment, and 8 percent (18 million people) have missed a payment entirely, according to the National Foundation for Credit Counseling. If these statistics hit home for you, don’t turn to bankruptcy to solve your financial woes. This book will provide you with the tools to legally settle your credit card accounts — without ruining your financial situation for years to come. How to Legally Settle Your Personal Credit Card Debt for Pennies on the Dollar is for everyone who is unable to pay mounting minimum payments on their credit cards. You will learn everything you need to know about the basics of credit card debt, including interest rates, finance charges, minimum payments, and late fees. Discover what actually happens to your credit when you are late making your payments or stop making payments altogether and how long it takes before your credit cards debt is sold to a collection agency. This book will provide tips and strategies for negotiating with your original creditor and collection agencies and sample settlement letters you can use when working with creditors. Equip yourself with proven strategies for legally challenging the validity of your credit card debt and information on how to determine whether your rights are being violated under the Fair Debt Collection Practices Act. You will find out the advantages of not filing bankruptcy and how to work with credit counselors and avoid debt-reduction scams. Once you have successfully settled your debt and avoided bankruptcy, you will learn how to avoid repeating these mistakes in the future by setting budgets, cutting costs, and lowering interest rates. Learn how the Credit Card Accountability, Responsibility, and Disclosure Act, which went into effect in February 2010, affects you as a consumer. While these new rules do not absolve consumers of their obligations, they do mean that credit card companies can no longer retroactively increase rates, charge misleading late fees, or use over-limit fee traps. We have spent hundreds of hours interviewing top financial experts, bill collectors, and individuals just like you who were able to legally settle their credit card debt without resorting to bankruptcy. If you are tired of dodging phone calls from collectors or worrying about how missed payments have ruined your credit score, get yourself back to a more stable financial situation — one where credit card debt is a thing of the past.

This Book was ranked 22 by Google Books for keyword credit card.

2016/08/07

How to Wipe Out Your Student Loans and Be Debt Free Fast

How to Wipe Out Your Student Loans and Be Debt Free Fast
By:"Martha Maeda"
Published on 2009 by Atlantic Publishing Company

According to a recent study by the National Center for Education Statistics, an estimated 65 percent of recent college graduates are burdened by student loans. Although the average debt is $19,000, loans can exceed $50,000 and may be much higher for those who attend graduate school, law school, or medical school. Many students, faced with the task of repaying such a large amount of money, become overwhelmed merely thinking about it. But, using this new book, you can learn how to eliminate your student loans and be debt free. In this exhaustively researched book, you will learn everything you need to know about student loans, including grace periods, deferment, forbearance, interest rates, co-signors, exit counseling, prepayment, discharges, cancellation, default, and much more. You will create a repayment schedule; understand the various repayment options, such as graduated repayment, level repayment, income-sensitive repayment, extended repayment, serialization, and income-contingent repayment; and be able to choose the appropriate plan for your unique situation. Additionally, you will learn how to save money through consolidation, how to secure the best interest rate, how consolidating can improve your credit score, how to use lender incentive programs to save money, and how to lower interest rates. Whether you are a current student looking to get a jumpstart on repayment or you are a recent graduate trying to wade through the letters you are receiving from your lenders and consolidation companies, How to Wipe Out Your Student Loans and Be Debt Free will be an indispensable companion. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed.

This Book was ranked 22 by Google Books for keyword loans.

2016/07/16

Debt and Bankruptcy

Debt and Bankruptcy
By:"Steven D. Strauss"
Published on 1998 by W. W. Norton & Company

The author provides basic steps to solving financial debt, including how to clean up one's credit report, property protection, and reestablishing credit.

This Book was ranked 35 by Google Books for keyword bankruptcy.

2016/06/30

Debt Consolidation 1, Bad Credit Card Debt 0

Debt Consolidation 1, Bad Credit Card Debt 0
By:"W. Frederick Zimmerman"
Published on 2005-11-29 by Nimble Books LLC

This book gathers recent, credible, public information about debt consolidation and presents it in a convenient, easily searched format, specifically intended for high compatibility with Amazon.com's Digital Books initative and Google's Book Search. Read this book if you are interested in a concise summary of information resources relevant to debt consolidation, or ytou are looking for a debt counselor, or you feel \

This Book was ranked 35 by Google Books for keyword credit card.

2016/06/14

Cashless College: Credit Card Debt Among College Students and the Leadership Role of Academic Institutions

Cashless College: Credit Card Debt Among College Students and the Leadership Role of Academic Institutions
By:
Published on 2009 by ProQuest

Students are accumulating high levels of credit card debt without understanding how to manage their finances. In this quantitative study, a validated survey instrument was used to determine a correlation between student's demographic background, attitudes, knowledge, and financial management of credit card debt among college students to implement the leadership role of academic institutions. The survey results show that a correlation does exist between the student's demographic background, attitudes towards credit cards, and knowledge of credit cards with how they use and manage their finances. The recommendation is made that academic institutions take a leadership role in helping students understand financial management through courses and other informative venues to explain the risks for obtaining credit cards.

This Book was ranked 25 by Google Books for keyword credit card.

Debt Consolidation 1, Bad Credit Card Debt 0

Debt Consolidation 1, Bad Credit Card Debt 0
By:"W. Frederick Zimmerman"
Published on 2005-11-29 by Nimble Books LLC

This book gathers recent, credible, public information about debt consolidation and presents it in a convenient, easily searched format, specifically intended for high compatibility with Amazon.com's Digital Books initative and Google's Book Search. Read this book if you are interested in a concise summary of information resources relevant to debt consolidation, or ytou are looking for a debt counselor, or you feel \

This Book was ranked 11 by Google Books for keyword bad credit.